Persepsi Pegawai Badan Pengelola Keuangan Daerah Rejang Lebong Tentang Bank Syariah Dan Minat Menggunakannya

Harianto, Agung and Umam Khudori, Khairul and Ranaswijaya, Ranaswijaya (2024) Persepsi Pegawai Badan Pengelola Keuangan Daerah Rejang Lebong Tentang Bank Syariah Dan Minat Menggunakannya. Sarjana thesis, Institut Agama Islam Negeri Curup.

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PERSEPSI PEGAWAI BADAN PENGELOLA KEUANGAN DAERAH REJANG LEBONG TENTANG BANK SYARIAH DAN MINAT MENGGUNAKANNYA.pdf - Accepted Version

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Abstract

This research is motivated by the significant development of banking, which cannot be separated from the sharia banking system which is regulated in the laws of the Republic of Indonesia. Indonesia has a banking system that includes conventional banks and sharia banks. The sharia banking system is regulated in Law no. 10 of 1998 concerning Amendments to Law no. 7 of 1992 concerning Banking, which states that commercial banks are banks that carry out business activities conventionally or based on sharia principles whose activities are to provide services in payment traffic. The type of approach in this research is a qualitative approach, namely using descriptive methods. The subjects of this research were BPKD Rejang Lebong employees. The data collection techniques used were observation, recording, interviews and documentation. The results of this research are: (1) that many BPKD employees in Rejang Lebong district have started to use sharia bank products even in daily life, where Rejang Lebong BPKD employees have also given good responses to sharia banks. Even though some employees still do not directly use sharia banking services, they provide support for the development of the Islamic economic system because it can influence the sustainability of a better economic system. (2) Then the most influential obstacle in the process of using sharia banking services and aiming to understand sharia banking arises from the individual attitude of each individual which lies in terms of the language used in the product which still sounds unfamiliar to their ears. However, this does not stop their motivation to continue using sharia banking services and continue to use them in their daily lives so that the longer they use sharia bank service products, the more people's understanding will increase so they can share knowledge with each other.

Item Type: Thesis (Sarjana)
Creators:
CreatorsEmail
Harianto, Agungagungharianto.mhs@iaincurup.ac.id
Umam Khudori, Khairulkhairulumamkhudori@iaincurup.ac.id
Ranaswijaya, Ranaswijayaranaswijaya@iaincurup.ac.id
Subjects: H Social Sciences > H Social Sciences (General)
H Social Sciences > HB Economic Theory
L Education
Divisions: Fakultas Syariah dan Ekonomi Islam > Perbankan Syariah
Depositing User: akun10 akun10
Date Deposited: 19 Aug 2024 03:51
Last Modified: 19 Aug 2024 03:51
URI: http://e-theses.iaincurup.ac.id/id/eprint/7383

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